Maximizing Storm Damage Insurance Claim

In January, Claudio’s house was damaged during a wind storm. A tree fell on the roof causing shingle and roofing damage. The wind was so severe that it damaged the siding on the house. Here is what transpired after that.

  • Claudio called his insurance company and they informed him to contact a contractor
  • His neighbor had used Biltmore on a previous project and highly recommended us (thanks, neighbor!)
  • Biltmore was on site in under 2 hours and our first priority was to secure and cover the damaged area to prevent further damage
  • The insurance company offered to partially patch and repair the damaged areas with non-matching products
  • In the end, Claudio received a full roof, siding, and gutter replacement
  • Biltmore works for you, not the insurance company

Check out the video below and let Claudio tell you about his experience in his own words.

Do I Need to Repair or Replace my Roof?

This question frequently comes up for homeowners whenever a significant repair job is indicated, for instance after having suffered storm damage. There are several factors to consider before you make a final decision unless your budget only allows for making the least expensive correction to the problem. Assuming that you aren’t quite that constrained by budget considerations, here are some of the factors you should take into account before deciding which way to go.

Minimal damage can be repaired

If you have only sustained a few missing shingles as a result of high winds or some kind of storm, a simple replacement would be sufficient in most cases to restore integrity to your roof. You may not be able to precisely match shingle color, but it will still be worth applying a few odd pieces, in order to extend the life of your roof.

Medium damage, partial re-roofing

There are certainly times when only one section of a roof might be damaged, and this is probably the norm after some kind of severe weather – your entire roof is rarely destroyed. In this situation, a partial re-roofing might be your best bet, because it will be significantly less expensive than redoing the entire roof system. You’ll also find that matching the color to the undamaged portion of the roof is less difficult because you’re replacing an entire section.

Widespread damage, new roof

When your roofing system sustains widespread damage, it’s probably time to concede and install a new roof. It may also be that you’ve experienced some lesser level of roof damage that has caused you to think about completely replacing a roof that you know to be 20, 30, or 40 years old. This is a legitimate concern, which considers just how much life expectancy might be left in the roof, and whether or not the prudent choice is to simply install a new system.
Even when you’ve decided on a new roof, you might want to consider one more thing – should you completely re-roof, or install a new roof over the existing one? In most cases, it’s probably better to simply strip away the old roofing, so you can get right down to the roof deck level, and be sure that it’s still intact and weathertight. It’s also worth noting that shingles always adhere better to that roof deck than to another layer of shingles underneath – which you’d probably find out in the next wind storm.

Roof Storm Damage

How Do I Know If My Roof Has Storm Damage?

Modern roofing systems are designed to withstand the elements of nature to a very large extent. However, storm damage can still occur during severe events like tornadoes, hurricanes, hail storms, and torrential downpours. In the aftermath of any of these kinds of events, it is entirely possible that some kind of storm damage restoration will be necessary.

Conducting a roof inspection

Many homeowners are not comfortable with making a roof inspection themselves, and if this sounds like you, it might be well worth your while to engage the services of your roofing contractor to check it out for you.
It’s never a good idea for a non-professional to climb up on a roof though, and conduct a detailed examination because the potential for accidents is high. Most of what you need to know can be determined from ground level, and if you need binoculars to see better, by all means, take them along with you. Here are some of the most common forms of storm damage, any of which might necessitate roof repairs.

Falling debris

Storms which are characterized by very high winds can easily blow large pieces of loose debris, including tree branches and other airborne items which can land on your roof at high impact. A visual inspection from the ground should be able to identify if anything like this has occurred since the debris might still be there. It may also have crashed into shingles and cracked them, or tore them off entirely. Check for all these possibilities, over the entire surface of the roof.

Hail damage

If you’ve gone through a hail storm, you may have suffered damage to your car, as well as to windows, siding, and your roofing system. If hail stones have landed on your roof, you may see cracked shingles or indentations in them, although you may have to look closely to discover them. Make sure not to overlook any of these, because if they have penetrated the shingle, your weather-proofing will be compromised, and even greater damage will occur.

Damage from high winds

One of the most obvious signs of wind damage is missing shingles, so this should be something you check closely for. Another possibility, much harder to notice, would be that the adhesive seals have been broken, which will eventually lead to roofing materials becoming waterlogged, and causing even greater damage. Since this kind of damage can generally only be seen from close up, it is highly advisable that you have a professional roofer make the inspection for you.

Replacement Vinyl Windows

Replacement Vinyl Windows – More Than Just Good Looks

When it comes time for you as a homeowner to consider replacement vinyl windows, you will, of course, have many options from which to choose. A good place to start would be to consider whether you want to have a comfortable traditional style window, or something more in keeping with contemporary window styles. There are traditional wooden casement windows, as well as metal windows, and these certainly do have their appeal. However, if you’re thinking more modern and looking for an all-around performer, as well as a great-looking window, it would be hard to beat vinyl replacement windows.

Why vinyl?

You might be surprised to learn about how many benefits are provided by replacement vinyl windows, besides the obvious factors of having a wide variety of colors, sizes, and styles to choose from.
People who like sash windows, also known as double-hung windows, will be excited to learn that this style is reproduced in a vinyl style that offers very clean, very sharp lines to the observer. Bow or bay vinyl windows have the pleasant and practical quality of making best use of available space in any room where they’re installed.
While these benefits can be a significant expression of your personality and tastes, they are far from the only reason vinyl windows installation has become such a popular selection among today’s homeowners.

Outstanding insulator

Whether you prefer the traditional casement style or vinyl slider windows, the panes themselves can be double-glazed or triple-glazed to provide a tremendous increase in insulating capability and corresponding savings on energy bills. The air layers between panes allow for the home’s interior to stay cooler in warm weather, and warmer in cold weather.

Low maintenance, long life, low price

Another very appealing aspect of vinyl windows is that they are for all intents and purposes, maintenance-free, requiring only an occasional wash with soap and water. They are resistant to cracks and chips, they need no painting or scraping, and they age much better than almost any other kind of window.

For all these advantages, the pricing of vinyl windows is still less than just about any kind of window on the market today. There is literally no other window that can provide the attributes of low-maintenance, style and color choices, superior insulating capability, and cost savings. Unless you have a powerful reason for seeking out some other kind of window, vinyl replacement windows should be near the top of every homeowner’s list.

Roofing Contractor

So How Long Will Your New Roof Last?

Not every homeowner will be faced with the need for roof replacement, especially if the home was new when you purchased it because modern roofing systems are generally designed to last for 30 years or more, depending on the type of materials used. And in truth, few homeowners live in the same place for that length of time anyway, so a home with a new roof might never need roof repair or roof replacement while you’re living there.

Durability of modern roof shingles

Years ago, roof shingles were not made to the same high standard that some are today, and it was common for those shingles to literally be blown away in the first strong wind endured by the roofing system.
The old 3-tab shingles from those days have largely been replaced by dimensional shingles, constructed of two sheets of asphalt, held together by a strong laminate. There are a great many variations on this dimensional model, some being thicker and stronger, but in general, modern shingle construction is superior to that of decades ago, and that helps roofs last much longer.

When a new roof is needed

Of course, most homeowners don’t have the opportunity to purchase a home brand-new, so they have to inquire about the age of the home and the age of the roofing system which is installed. If you live in an area of frequent severe weather, especially with high winds, it becomes much more likely that you will have to replace a roof at some point during your residence. At that point, it will then be to your benefit to work with a roofing contractor you can trust to be sure that you get a replacement roofing system which will live up to the long life of modern building materials.

Influences on roofing life expectancy

It’s good to remember that the life expectancy of your roof does not depend on the quality of materials used alone. As previously mentioned, severe weather can definitely shorten the life of even the best roofing materials, but whether isn’t the only negative influence.
It’s critical that your replacement roof is installed correctly by a skilled roof contractor, or all the roof’s durability properties can be completely negated. In order to enjoy the full benefit of today’s high-quality roofing systems, a reliable and skilled roofing contractor is an absolute must.

Stone Siding Contractor

Stone Siding – A New Look For Your Home

A great many homeowners love the look of stone siding or masonry siding, because it imparts the feeling of permanence and ruggedness to a home, making it safe against the natural elements of weather and harsh sunshine. The look of cut stone can be achieved by using faux stone siding or veneer stone siding, and it’s often difficult to distinguish between the two.

Stone siding advantages

A stone veneer installation can either make use of natural, quarried stone or it can use manufactured stone. In either case though, it must be cut to a thickness of roughly an inch, so that the weight does not exceed a building’s structural support capability.
With manufactured stone veneer, there are more options in the way of coloring, since faux stone veneer is generally comprised of a mixture of Portland cement and various coloring agents – which means you can determine the end result coloration.
While it’s hard to beat the natural beauty of a real stone veneer, the manufactured veneer is in some ways preferable, since it will not crack and does not require regular maintenance like real stone.

Faux stone panels

Faux stone panels installation uses sections which are often cast from a combination of real stone, brick, and rock, in order to give the look and impression of real stone, but without the weight, the maintenance hassle, and the hefty cost.
In short, this building material provides all the aesthetic qualities of natural stone, without any of the downsides. Environmentalists would be pleased to learn that a faux stone installation has far less negative impact on the environment than does the quarrying of real stone.

Cultured stone installation

Cultured stone siding is another product created by pouring cement into a mold, and mixing it with some coloring agent to achieve a specific desired look and overall impression.
It’s easier to install than natural stone, and costs far less because the manufacturing process is not nearly as expensive as quarrying real rock from the ground and cutting it for use as a building material.

Stacked stone installation

The stacked stone look on a home’s siding presents a much different appearance than other faux stone systems, being a conglomeration of cut-stone pieces arranged in a three-dimensional configuration. Attached to some kind of backing platform, the whole piece can then be installed as a module, which is very often positioned on the front siding of a home.




Learn More About Our Stone Siding Applications

Vinyl Siding Replacement

4 Clear Advantages of Vinyl Siding

Vinyl siding has become one of the very most popular options for use in siding new homes, which is not at all surprising since the high-tech materials and advanced manufacturing techniques of today make it a superior cladding choice. Few building materials are more versatile than today's vinyls and plastics, and there are virtually none which can out-perform premium vinyl siding as a protector against nature's elements. Here are some reasons that vinyl should be the first building material you think of when there's a question about what to use for siding installation.

1. Maintenance-free

There may be some upkeep required in other areas of the home, but the vinyl siding is not one of them. Being extremely resistant to weather elements, the depredations of insects, mold, mildew, and all manner of other invasive agents, the original qualities of brand new vinyl are retained literally for years without deterioration. If anything, a simple washing might be undertaken every couple years to wipe away cumulative grime.

2. Lower cost

Installing vinyl siding on a home costs significantly less than most other materials which might be used. For instance, the same amount of wood siding used to cover a home might cost two to three times as much as vinyl, and it would be not nearly as maintenance-free. Because vinyl requires little or no maintenance, there is virtually no cost for that either. Then too, vinyl siding options help insulate a home better than most other types of siding, even if a generous amount of insulation is used between the wall studs of a house. In fact, the area around the wall studs themselves can promote heat loss from the house, because there's nothing to prevent the escape of warm air - unless the blanketing effect of vinyl siding is in place.

3. Tremendous durability

Vinyl is deliberately manufactured to resist the effects of moisture, high winds, hail, flying debris, and even extreme heat from the sun. This accounts for the long-lasting durability of a vinyl siding installation, and its superior protective strength against almost all effects which might conceivably harm a house.

4. Unmatched versatility

Vinyl siding products come in the widest imaginable array of colors and styles, which means they can be used for almost any housing situation, and can comfortably blend in with other homes in almost any neighborhood. Vinyl siding suppliers even have products to offer which mimic other kinds of siding, for instance, shakes or possibly even Victorian scallops. Vinyl siding styles can also accommodate either horizontal or vertical applications easily, and still present an aesthetically appealing display to observers.

Mr. Ozbolt

Mr. Ozbolt of Geneva, Ohio is receiving a Cabela’s gift as a thank you for his service and for choosing Biltmore Exteriors for his roofing and gutter project. Made possible by Certainteed and their roofs for the red white and blue program.

Mr. Peppard

Mr. Peppard in Nova, OH is receiving a Cabelas gift as a thank you for his service and for choosing Biltmore Exteriors for his roofing, siding, and gutter project. Made possible by Certainteed and their roofs for the red white and blue program. After pics coming soon.